Privacy policy
Welcome to PSBLoan.com (“we,” “our,” “us”).
We value your trust and are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website www.psbloan.com (“Website”) and use our services.
By accessing or using our Website, you agree to this Privacy Policy. If you do not agree, please do not use our services.
1. Information We Collect
We may collect the following types of information:
a. Personal Information
When you register, apply for a loan, or contact us, we may collect:
Full name
Mobile number
Email address
Residential address
PAN, Aadhaar, or other ID details (only when required)
Bank details or financial information (if you submit a loan request)
b. Non-Personal Information
We may collect non-identifiable data such as:
Browser type
Device information
IP address
Cookies and analytics data
2. How We Use Your Information
We use your information to:
Help connect you with suitable public sector banks (PSBs) or financial institutions
Process your loan inquiries and applications
Communicate updates or offers related to your application
Improve our Website and services
Ensure compliance with legal and regulatory requirements
We do not sell or rent your personal data to any third party.
3. Information Sharing and Disclosure
We may share your data only with:
Authorized public sector banks or lending partners to process your loan request
Service providers who assist in running our Website (e.g., hosting, analytics, support)
Law enforcement or regulators, if required by law
All partners are bound by strict confidentiality and data protection obligations.
4. Data Security
We adopt appropriate technical and organizational measures to:
Protect your information from unauthorized access, misuse, or disclosure
Use secure SSL encryption for data transmission
Limit employee access to personal information on a need-to-know basis
However, please note that no online platform is 100% secure, and we cannot guarantee absolute protection.
5. Cookies and Tracking Technologies
We use cookies and similar tools to:
Analyze website traffic
Improve user experience
Personalize content and recommendations
You may choose to disable cookies through your browser settings, though this may affect certain features of our Website.
6. Your Rights
Under Indian data protection principles, you have the right to:
Access, correct, or update your personal data
Withdraw consent to data processing (subject to contractual or legal restrictions)
Request deletion of your data (if permissible by law)
To exercise these rights, contact us at:
📧 support@psbloan.com
7. Third-Party Links
Our Website may include links to third-party websites or bank portals.
We are not responsible for the privacy practices or content of these third-party sites.
Please review their privacy policies before sharing any personal data.
8. Retention of Data
We retain personal information only as long as necessary to:
Fulfill the purpose for which it was collected
Comply with applicable legal or regulatory obligations
After that, data is securely deleted or anonymized.
9. Updates to This Policy
We may update this Privacy Policy from time to time.
Revised versions will be posted on this page with an updated “Last Updated” date.
We encourage you to review it periodically.
10. Contact Us
For questions, concerns, or complaints regarding this Privacy Policy or data handling, please contact:
📧 support@psbloan.com
🌐 www.psbloan.com
📍 Nagpur
Compliance Statement
This Privacy Policy complies with the:
Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, under the IT Act, 2000, and
Digital Personal Data Protection Act, 2023 (DPDP Act), as applicable.
