Terms & conditions

Welcome to PSBLOAN (“we,” “our,” “us”).
We value your trust and are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website www.psbloan.com (“Website”) and use our services.

By accessing or using our Website, you agree to this Privacy Policy. If you do not agree, please do not use our services.

1. Information We Collect

We may collect the following types of information:

a. Personal Information

When you register, apply for a loan, or contact us, we may collect:

• Full name

• Mobile number

• Email address

• Residential address

• PAN, Aadhaar, or other ID details (only when required)

• Bank details or financial information (if you submit a loan request)

b. Non-Personal Information

We may collect non-identifiable data such as:

• Browser type

• Device information

• IP address

• Cookies and analytics data

2. How We Use Your Information

PSBLOAN uses your information to:

• Connect you with suitable public sector banks (PSBs) or financial institutions

• Process your loan inquiries and applications

• Communicate updates or offers related to your application

• Improve our Website, services, and customer experience

• Ensure compliance with legal and regulatory requirements

We never sell, rent, or trade your personal data to any third party.

3. Information Sharing and Disclosure

PSBLOAN may share your data only with:

• Authorized public sector banks or lending partners to process your loan request

• Service providers who assist in running our Website (e.g., hosting, analytics, technical support)

• Law enforcement or regulators, if required by applicable law

All third parties we work with are required to maintain strict confidentiality and data protection standards.

4. Data Security

PSBLOAN adopts appropriate technical and organizational measures to:

• Protect your data from unauthorized access, misuse, loss, or disclosure

• Use secure SSL encryption for data transmission

• Restrict access to personal information to authorized personnel only

While we implement advanced security measures, please note that no online system is completely secure, and we cannot guarantee absolute protection.

5. Cookies and Tracking Technologies

PSBLOAN uses cookies and similar tools to:

• Analyze website traffic

• Improve website functionality

• Personalize your browsing experience

You can disable cookies through your browser settings, but some website features may not function properly as a result.

6. Your Rights

As per Indian data protection laws, you have the right to:

• Access and correct your personal information

• Withdraw consent for data processing (subject to legal obligations)

• Request deletion of your data (where permissible by law)

To exercise these rights, contact us at:
📧 support@psbloan.com

7. Third-Party Links

Our Website may contain links to third-party websites, banking portals, or financial platforms.
PSBLOAN is not responsible for the privacy practices or content of such external websites.
We encourage you to review their privacy policies before providing any personal data.

8. Data Retention

PSBLOAN retains personal information only as long as necessary to:

• Fulfill the purposes for which it was collected

• Comply with legal or regulatory requirements

After the retention period, we securely delete or anonymize your data.

9. Updates to This Policy

PSBLOAN may update this Privacy Policy from time to time.
Revised versions will be posted on this page with an updated “Last Updated” date.
We encourage you to review this page periodically to stay informed about how we protect your information.

10. Contact Us

If you have any questions, concerns, or complaints regarding this Privacy Policy or our data practices, please contact:

📧 support@psbloan.com
🌐 www.psbloan.com
📍 PSBLOAN, [Insert Business Address]

11. Compliance Statement

This Privacy Policy complies with the following Indian data protection frameworks:

• Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, under the IT Act, 2000, and

• Digital Personal Data Protection Act, 2023 (DPDP Act), as applicable.